# What’s not covered for damage, loss, and theft protection?

Our protections partner, Cover Genius (via their platform “XCover”) assesses damage, theft, and loss coverage based on the information you submit and the eligibility requirements described in [our terms](https://link.com/terms/purchase-protections).
**Coverage does not apply to the following items:**
* Boats, cars, aircraft, or any other motorized vehicles and their original equipment (tires are covered)
* Products that can spoil or be consumed, such as food, fuel, or medications
* Currency, cash (including rare or precious coins), gift cards, or traveler’s checks
* Tickets of any kind (e.g. for airlines, sporting events, concerts, or lottery)
* Items purchased for resale, professional, or commercial use
* Advice or services for a purchased item, such as product installation, labor, maintenance, or repair
**Coverage does not apply in the following conditions:**
* Damaged, loss, or theft during delivery
* Damage due to normal wear and tear
* Manufacturer defects
* Modified or enhanced items
* Items not reasonably cared for to prevent the damage or theft
* Damage due to misuse, deliberate damage, or natural disaster
Additional terms, conditions and exclusions apply. For more details on coverage, [view the full terms](https://link.com/terms/purchase-protections).